buying property as investment BTL1
Specialist whole-of-market lending solutions structured across 90+ UK lenders. Rapid decisions, direct underwriting criteria, and competitive terms for complex borrowing requirements.
- Whole-of-Market Access: Over 10,000 specialist lending products
- Fast Completion Speeds: Dedicated broker underwriting for time-sensitive deals
- FCA-Authorised Guidance: 35+ years independent UK credit brokerage
There’s a lot to think about as a property investor
Will a straight forward mortgage get the job done?
Might a property investor credit facility be helpful – an overdraft you can dip into and only pay interest on the balance at the time?
Could a secured loan or remortgage on your home or other investment property cost less or give you more options?
Should bridging or development finance also be a consideration for speed or refurbishing.
And at some point, if there is a commercial element you might want a commercial mortgage to exit any short term finance.
We think the key point is to work with someone who has access and expertise in all of these areas and will work with you.
They can give you workable ideas you may not have thought about and help create a coherent and cost effective plan taking everything in to consideration.
Or if you know exactly what you want and prefer to narrow your view, just find out more about the product you think you need.
Which route is the sensible option for you?
What type of Investment Opportunity are you looking for.
I want to deal with people who can cover all the options I just want to look at Buy to Let mortgages I just want to look at bridging or development finance I want to find out about Buy to Let Credit Facilities I just want to consider options for commercial mortgages I just want to find out how much I could raise secured against my home
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Whole-of-Market Guidance for Property Investment Btl
Securing competitive terms on property investment btl requires expert underwriting knowledge. In addition, our specialist broker team works directly with over 90 specialist lenders across the UK.
Consequently, reviewing your property investment btl options with an FCA-authorised specialist credit broker ensures whole-of-market access while avoiding unnecessary fees and delays.
Specialist Underwriting & Whole-of-Market Access
Because specialist lending facilities require bespoke underwriting, comparing lenders across the UK is essential. Explore our complete guide to Buy to Let Mortgages to understand how different lending criteria apply to your requirements.
Promise Money is an independent credit broker authorised and regulated by the Financial Conduct Authority (FRN 681423). Our experienced team reviews your specific circumstances to secure optimal terms across 90+ UK lenders.
Key Takeaways: Property Investment Btl Checklist
Additionally, property valuations can often be expedited or desktop-assessed, significantly reducing upfront costs and surveyor delays.
Furthermore, specialist buy to let lenders assess affordability using rental coverage formulas or top-slicing personal income.
Consequently, property investors and landlords can secure competitive mortgage terms even with non-standard properties or portfolios.
Therefore, working with Promise Money ensures you compare optimal rates and terms across 90+ UK lenders.
Specifically, flexible interest options—including fixed, tracker, and interest-only structures—can be tailored to protect your cashflow.
Moreover, mortgage terms can be structured for private individuals, limited companies, and special purpose vehicles (SPVs).
In addition, non-standard property construction such as flats above shops or multi-unit blocks can be financed smoothly.
Crucially, landlords facing historic credit blips or complex income structures can secure competitive terms through our panel.
In practice, working with experienced specialist solicitors prevents administrative hold-ups and keeps legal fees completely transparent.
Above all, understanding tenant demand and realistic rental yields ensures sustainable long-term property investment performance.
As a result, landlords and property investors retain complete control over project timelines and financial returns.
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Meet our specialist team
Learn about our 35 year story >
Steve Walker
Managing Director – 40 years of experience
Founding chairman of the Corporation of Finance Brokers. Specialist in UK residential mortgages, secured loans, and regulated bridging.
Simon Carr
Commercial Director – Proptech
Specialist in complex mortgages, commercial underwriting, and developer finance. Architect of Promise Money’s automated lending tools.