Specialist UK Asset Finance & Equipment Leasing

Unlock capital and acquire essential commercial equipment without depleting cash reserves. Spread machinery acquisition costs over flexible terms. Whether financing commercial vehicle fleets, manufacturing plant, or unlocking equity from unencumbered assets, Promise Money accesses over 90 specialist UK lenders. Consequently, businesses secure funding from £10,000 to £25M+ with fast 24-hour decisions.

Explore Product Pillars:

← Overview Hub

1. Basics

£10k – £25M+

Facility Range

24 to 48 Hours

Decision Speed

1 to 7 Years

Repayment Terms

Hard & Soft Assets

Plant, Fleets & Tech

Explore the 5 Knowledge Pillars

Our specialist commercial lending desk has structured deep-dive market insights across five core pillars below:

Pillar 1

1. The Basics

Master the foundational mechanics of asset finance. Specifically, compare Hire Purchase, Finance Leasing, and Operating Leases against standard commercial bank borrowing.

1. The Basics

Pillar 2

2. The Process

Follow our step-by-step checklist of application documents and underwriting timelines. Furthermore, explore asset valuation inspections, startup eligibility criteria, and structured contract exit options.

2. The Process

Pillar 3

3. Rates & Costs

Review transparent fee breakdowns including APR versus flat interest rate calculations. In addition, discover VAT deferral mechanics, balloon payment risks, and corporation tax full expensing relief.

3. Rates & Costs

Pillar 4

4. Strategy & Uses

Execute corporate growth strategies by unlocking unencumbered capital via sale and leaseback. Moreover, master balance sheet optimisation under IFRS 16 rules and scale transport fleets efficiently.

4. Strategy & Uses

Pillar 5

5. Hacks & Refinancing

Discover specialist broker insider strategies to dodge expensive flat rate traps. Furthermore, secure approval with adverse credit history, refinance existing machinery, and negotiate favorable maintenance terms.

5. Hacks & Refinancing

Commercial & Asset Desk

Need Bespoke Terms on Business Equipment or Machinery?

Simon Carr and our senior commercial asset team compare funding options across 90+ UK specialist asset lenders. Protect your cash flow and unlock unencumbered balance sheet equity.

Enquire With Specialist Lead →

Promise Money is authorised and regulated by the Financial Conduct Authority (FCA). Borrowing against property carries risk.

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